Abroad Yes, but Cheap Travel Insurance when Holidaying in the UK?
Nobody wants to dwell on all the things that can possibly go wrong when you go on holiday, but it is only wise to take the time to assess realistically what the consequences would be, especially financially, if things didnít exactly go according to plan. Taking a holiday needs considerable forethought and forward planning. There are a whole host of decisions to be made: some simple, some more challenging. One of the first to crop up is whether to stay in the UK or go abroad. Increasingly, people are opting for traditional breaks at home, often cutting down on the amount of time spent travelling, reducing their carbon footprint and enjoying some of those amazing places that attract over 30 million foreign tourists every year. Others, unable to agree among themselves, split the difference and opt to sail or fly to the charming Channel Islands to stay in a traditional hotel or a self-catering cottage or apartment. For some, staying put on home territory may mean the failure to recognize the importance of arranging financial protection. And yet, baggage can still be lost, stolen or damaged, as can expensive equipment such as cameras.
(Yes, home and contents insurance may well come into play, as long as you had remembered to list the item or items concerned and as long as you donít mind jeopardising your no-claims bonus). Moreover, domestic flights and ferries can be delayed or cancelled just like international ones resulting in unexpected additional accommodation costs. Researching cheap travel insurance and factoring the cost into the holiday budget is certainly not one of the more exciting aspects of holiday planning but it certainly should not be overlooked. Whilst we all feel safer on home ground where the language, food and transportation systems are familiar, it should nevertheless be borne in mind that accidents can and do occur regardless of where we happen to be. Much as you may imagine a family holiday on the tranquil islands of Jersey or Guernsey to be plain sailing and uneventful, there are plenty of stimulating leisure activities on offer here as elsewhere: horse riding, windsurfing, water skiing, canoeing and mountain biking to name but a few.
Keeping the baggages secured and safe
All such pursuits carry a certain amount of risk, albeit one considered by most to be well worth taking. You may be surprised to hear, however, that neither Jersey nor Guernsey are part of the UK or the European Union and therefore are not covered by the NHS. This being the case, even a minor injury could be quite costly in terms of doctorís fees, x-rays and so on. Not that this is enough to dissuade anybody from experiencing such a destination with its fascinating Anglo-French heritage and wonderfully mild climate. The same goes for pretty much anywhere else people choose to travel to. We all have our reasons for going where we go and feel that any risk involved is small enough to be worth taking on. Nonetheless, forewarned is forearmed: make sure youíre covered.